Income Tax Calculator (UK 2024/25)
Calculate your take-home pay based on current HMRC bandings.
Tax Calculation
Standard Personal Allowance
£12,570
Estimated Income Tax
How this tool works
This tool uses the standard UK tax rates for the 2024/25 tax year (excluding Scotland). It assumes a standard tax code (1257L) and accounts for the tapering of the Personal Allowance for incomes over £100,000.
Tax Bands Explained
| Band | Taxable Income | Rate |
|---|---|---|
| Personal Allowance | Up to £12,570 | 0% |
| Basic rate | £12,571 to £50,270 | 20% |
| Higher rate | £50,271 to £125,140 | 40% |
| Additional rate | over £125,140 | 45% |
Please note: This calculator estimates Income Tax only. It does not calculate National Insurance Contributions (NICs) or Student Loan repayments, which will further reduce your final take-home pay.